Typically we will require an application form that can be taken over the phone along with a signed privacy statement, bank statements, driver’s license and payslips. Most of the information we collect can be done electronically so it is nice and easy for you.

More information can be sometimes requested from our lenders in an effort to get your application approved.

We can help people who have a bad credit rating or have had some issues in the past. We work with numerous different lenders and can help find the right solution for you no matter your situation.

TIP: Too many inquiries on your credit file can actually lower your credit score, try not to apply to too many lenders or brokers at once as this can have a negative impact on your chance of being approved.

The interest rate on your loan is dependent on a number of your personal factors including but not limited to your credit score and history, your job status and length (full time, part time or casual), your home status, your weekly income and living expenses, and also the asset that you are purchasing. Our expert team can ensure you get the best possible interest rate based on your situation as we work with Australia’s leading bank and non bank lenders.

Benefits of a car loan include:

• Flexible loan repayment periods ranging from one to seven years.
• You can qualify for a balloon or residual payment which can reduce your monthly repayments.
• Fixed interest rates mean fixed repayments
• Improve your cash flow
• Tax deductions if the car is being used for business purposes*
• Lower interest rates as the loan being secured against the vehicle

*You need to check with your accountant for eligibility

A Car Loan (or a secured car loan) involves a finance company lending you money to purchase a vehicle for personal use. The loan is secured against the vehicle and, when the final repayment has been made, you own the vehicle outright.

Yep. That is what we do best. We have relationships with a vast range of dealers so we can always get you great deal no matter what car you are looking to buy.